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FAQ Tag: adjustable rate mortgage

What are the basics about adjustable rate mortgages?

Apr 19, 2022Site Administrator

Adjustable Rate Mortgages – The Basics An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a fixed rate mortgage, which always has the same interest rate. Every ARM has basic components: An index A margin Adjustment Period An interest rate cap An initial interest rate The Index…

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Should I consider an adjustable rate mortgage?

Apr 19, 2022Site Administrator

You may be wondering what the advantages and disadvantages are of an ARM. So let’s explore that issue. Offering adjustable rates allows lenders to transfer part of the interest rate risk from themselves to the borrower. If you get a fixed rate mortgage and the interest rate then goes up, it costs the lender money.…

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